When Jake and I got married, we both knew we didn’t want to just get by financially. We wanted to be intentional. Right now, our main goal is to build a safety net so that if anything goes wrong, like one of us losing a job, we have something to fall back on. But ultimately, we’re saving toward something bigger: our first house. That dream keeps us motivated, and every time we add more to our savings, it makes us feel proud, safe, and at ease.
That doesn’t mean we’re depriving ourselves or living without joy. If there’s something we truly want to do and we can afford it, we go for it. We’re not out blowing money, but we also know life is short and we want to make memories with the people we love while we can. The balance we’ve found between saving and still living has been so important.
Of course, it took us a while to figure it all out. At first, we were like most newlyweds, trying to get into a rhythm, figuring out bills, and deciding how to handle money. The biggest decision we made was to share everything. Right after our wedding, we closed our separate accounts and opened a joint one. Honestly, it’s been the best decision. There’s no “your money” or “my money.” It’s our money, our savings, and our future. We both know where our money is going, and it keeps us accountable. More importantly, it keeps us united. I really believe this is one of the key parts of a strong and healthy marriage.
We’ve also cut back on the small things that add up, like eating out all the time or shopping just because we’re bored. Instead, we’ve been finding other ways to invest in ourselves. For example, we both just bought guitars. At first it might seem like a splurge, but for us it was more of an investment. We get bored easily, and instead of going out and spending money every time that happens, we now have something we can learn and enjoy together. It keeps us busy, growing, and entertained without constantly draining our bank account.
The truth is, saving money as newlyweds hasn’t been about restriction. It’s been about teamwork. Every dollar we save isn’t just money sitting in an account. It’s peace of mind, it’s freedom, and it’s us building a future together. And that’s something that feels better than anything we could ever buy.
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